Had An Accident and No Car Insurance?

Had An Accident and No Car Insurance?

Personal Injury Attorney

The penalties for driving without valid car insurance is quite significant in many states. The penalties become even more severe, if you are involved in a motor vehicle accident and are not in possession of the required insurance. In such an instance you would need to contract the services of a personal injury attorney to provide a defense on your behalf. Additional information is provided below.car accidnt lawyers

If You Reside in a No-Fault Insurance State

When last counted, there was a total of 12 states that were following the “no-fault” car insurance system.
In this kind of state, when an individual is injured in a car accident, they would usually seek compensation from their personal car insurance coverage. In very rare situations, the injured party would file a lawsuit, and go outside of the boundaries of the no-fault system.
If you happen to reside in a no-fault state and are the person at fault in an accident, and have no insurance, you cannot be named as a defendant in a lawsuit by the other driver, neither can they seek compensation from you. This will be possible only in certain circumstances where the injuries are deemed to be of a “serious” or “significant” nature, as defined by the state, or in situations where medical expenses are in excess of a specific amount, such as $20,000. Should a lawsuit be filed against you, any damages that you are required to pay to the injured person will be out of your own finances, since you would be without insurance. At this point you may have to contract the services of a lawyer, unless you want to provide your own defense. You will not be able to offer the defense that you are unable to pay the specified amount. A judgment will be entered against you, once you are found to be liable and deemed to be responsible for payment of the other driver’s damages.

What If I Live in a Tort State?

The majority of states do not follow the “no-fault” insurance system and are referred to as “tort” states. If you are the person who causes a car accident that results in injury to another person, in those states you can be sued for all the damages suffered by the person from the car accident. The costs could include lost wages, property damage, medical bills as well as any physical or mental pain and suffering. In the absence of an automobile liability insurance policy, you will be held personally responsible for the payment of these damages to the injured person. This means that you will have be make payment out of your pocket. If the other driver is successful in obtaining a judgment against you after the case is tried, there are several options that they can pursue to ensure that they get some or all of the judgment due to them. This could include the garnishing of your wages. Get more information about Collecting a Judgment.accident Injury Lawyers

What If the Other Driver Caused the Car Accident?

If another driver is the cause of the accident and you suffer injury, what may be recoverable from the other driver might be restricted, if you did not have your own car insurance.
Many states have a rule referred to as “No Pay, No Play.” The compensation due to you in these states for your injuries is limited, if you are not the holder of valid automobile insurance at the time the accident occurred. While being able to get reimbursement for your medical bills, you will not be able to recover “non-economic” damages such as compensation for any pain and suffering.
The rationale used for this rule is that you should not be able to claim the full benefits of another person’s insurance, if you have not secured the required auto insurance for yourself. The most recent list of “No Pay, No Play” states include the following:
Alaska
California
Iowa
Kansas
Louisiana
Michigan
New Jersey
North Dakota
Oklahoma
Oregon

Penalties for Driving Without Car Insurance

If you do not possess valid insurance and are involved in a car accident, you may also be subject to criminal or administrative penalties. Fines in almost every state can amount to hundreds and sometimes thousands of dollars. The Department of Motor Vehicles also imposes penalties, that may include suspension or revocation of your driver’s license, which could extend for a period of a few months to one year. More information about Car Accident Law on this website

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Do you need a Texas Accident Attorney?

Do you need a Texas Accident Attorney?

If you’ve been the victim of an accident and have suffered pain or loss, you may well be asking yourself that very question.

Some people rush to call Texas auto accident attorneys at the drop of a hat.

I guess that’s the “sue-happy” world we live in these days. America has become a very litigious society.

On the other hand, there are those individuals who wait far too long to get a lawyer involved in their situation.

It’s really great if you can work with your insurance company to get a fair and just settlement for an accident or injury you’ve experienced as the result of a collision. accident lawyers

In a perfect world, you would report your situation, turn in all the necessary evidence (accident details, medical reports and receipts, repair estimates, etc) and be given compensation for your losses.

Unfortunately, we are not living in a perfect world!

IYou need to know when you’re up against the wall and you need professional assistance.

Is your insurance refusing to pay?

Is their insurance company refusing to pay?

Do you have medical bills that aren’t being dealt with?

Did the other party not have insurance at all?

These are all reasons that should lead you to seriously consider an Accident Lawyer TX. Unfortunately, insurance companies have power and money on their side. If they refuse to be honest and fair, you’re left with very few alternatives.

Thankfully, I’ve never had to sue anyone, and I hope I never find myself in that situation. But, I hope that I’d have the good sense to consider a qualified automobile accident attorney should I ever really need one.

A good Texas accident attorney does a lot of groundwork to determine whether or not you have a legitimate case they think you can win. They’ll go over the accident report, witness statements, and photos of the accident scene.

It’s important to consult with a lawyer who has a thorough understanding of Texas’s No-Fault Law as well as Underinsurance and Uninsured Motorist Coverage issues.car accidnt lawyers

If you don’t have much money to hire a top notch auto lawyer in Texas, but you really feel you have a case, be aware that there are many good law firms in Texas who will consider your case.

Some accident firms have a policy of only charging you a fee if they win your case for you. You then pay the Texas auto accident attorney a percentage of the money they recover for you.

Have you had any experience dealing with an auto accident lawyer? Tell us about it. Doesn’t matter if it was good or bad, we’re interested in hearing your car accident lawyer review.

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Texas Wrongful Death Damages

Texas Wrongful Death Damages

Texas wrongful death damages compensate a family for the trauma and financial strain put on them by this type of event. If the death of your loved one is found to have occurred as a result of another person’s negligent actions, you are likely entitled to compensation. It is important to choose a highly experienced law firm to represent your wrongful death case in court because this is a complex and delicate area of the law. We have years of experience handling cases just like yours. Give us a call for information regarding Texas wrongful death damages.wrongful death attorneys

· We understand that this can be one of the most difficult experiences a family can go through. We provide powerful legal representation to ensure you bring a stong case against
those responsible.

· Our legal services are designed to untangle the often complex legal web, and provide our clients with clear and simple legal counsel.

· Our law firm always strives to recover the maximum amount compensation for our clients.

Texas wrongful death damages can be awarded when the negligent actions of another party are to blame. Texas Personal Injury Accident Attorneys has years of experience dealing with these types of cases, and uses that experience aggressively handle every case. If, for whatever reason, you suspect that the death of your loved may be the result of someone’s reckless or negligent actions, we urge you to seek legal support. We offer a free initial consultation to all of our prospective clients where we evaluate your case, and decide on the best course of action moving forward. Contact us for information about Texas wrongful death damages.

Texas Wrongful Death Damages Provide Financial Security

Texas wrongful death damages can help you cope with the financial and emotional toll these events bring about. Taking legal action in a timely manner is important in these types of cases, because Nevada’s statute of limitations law limits the amount of time a person has to file a case. In general, a person has two years in which to file charged against the defendant, barring some extreme and rare circumstances. If a person fails to file charges within this window, they likely will forfeit their right to compensation. Call us for a free evaluation of your case to determine if you are eligible for Texas wrongful death damages.

Call us Regarding Texas Wrongful Death Damages

Texas wrongful death damages will help give you piece of mind. Although nothing can every replace a lost loved one, monetary compensation can help raise the quality of life of those affected. During you initial consultation, we will evaluate your case, and all of the evidence available. We handle all of our cases with the upmost care and respect. These delicate issues require the experience of a seasoned legal veteran that will fight for your family in the courtroom. If you have any questions at all, please call us for information regarding Texas wrongful death damages.

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